Thursday, January 17 2019
If you are looking for the best coverage in the state of Alabama, you have come to the right place. With Cheapcarinsuranceco.com you can get state mandated minimum coverage, but you can also get a more comprehensive set of benefits if you wish. We want our customers to choose the best company, and we know that you will choose ours after you have shopped around. Getting a quote from us is fast and easy, and you can compare rates from many different companies so you know you are getting the best deal.
The state law in Alabama requires that drivers carry a minimum of $35,000 in bodily injury liability coverage, up to a total of $55,000 for each accident. Alabama state law also requires drivers to carry property damage liability coverage at a minimum level of $35,000. This type of coverage is known as 25/50/25 coverage.
Bodily injury liability: $35,000/$55,000 minimum
Property Damage Liability: $35,000 minimum
Alabama follows a Tort Law System, in which the driver who is found to be at fault for the accident, along with his or her insurance company, is responsible for paying all of the damages. The Tort laws vary from state to state, and when you purchase car insurance you may have a number of different options regarding the Tort Law System and your ability to recover damages in the event of an accident.
Drivers in Alabama have the option of purchasing additional coverage for under insured and uninsured drivers. Although this coverage is not mandatory, it is recommended, since it protects you in the event the other driver does not have sufficient insurance to cover your injuries and/or damage to your vehicle.
When you get a auto Insurance quote at Cheap Car Insurance , you will have the option of choosing the minimum state required package or a more comprehensive set of coverage options. You can customize your coverage to meet your specific needs, and you can change your coverage over time as your life changes.
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