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| Coverage | Requirements | Most Common |
| Bodily Injury Liability | 20,000/40,000 | 100,000/300,000 |
| Property Damage Liability | 10,000 | 50,000 |
| Uninsured Motorist Bodily Injury | Not required | 20,000/40,000 |
| Medical Payments | Not required | 2,000 |
| Collision | Not required | 500 deductible |
| Comprehensive | Not required | 0 deductible |
| Aggressive Driving | No |
| Cell Phones and Texting Laws | Secondary All Driver Ban for Texting; Restrictions for Young Drivers |
| Inc. Penalty for High BAC | BAC 0.15 |
| Admin. License Susp. on 1st Offense | 90 Days |
| Rural Interstate | 70 mph |
| Urban Interstate | 60 mph |
| Other Limited-Access | 65 mph |
Visit the Alabama Department of Revenue – Motor Vehicle Division for information on obtaining your Alabama driver’s license, requirements for ID Cards, and vehicle registration.
Official State Alabama Website
Alabama Department of Insurance
How to contact directly:
Physical Address: Alabama Dept. of Insurance
201 Monroe St. Suite 1700
Montgomery, AL 36104
These Alabama Car Insurance Companies Offer The Lowest Rates In Your Area
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