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| Coverage | Requirements | Most Common |
| Bodily Injury Liability | 25,000/50,000 | 25,000/50,000 |
| Property Damage Liability | 25,000 | 25,000 |
| Uninsured Motorist Bodily Injury | Not required | 25,000/50,000 |
| Medical Payments | Not required | 5,000 |
| Collision | Not required | 500 deductible |
| Comprehensive | Not required | 100 deductible |
| Aggressive Driving | No state law |
| Cell Phones and Texting Laws | 18 – 20 years old |
| Inc. Penalty for High BAC | BAC 0.15 |
| Admin. License Susp. on 1st Offense | 6 months |
| Rural Interstate | 70 mph |
| Urban Interstate | 55 mph |
| Other Limited-Access | 60 mph |
Visit the Arkansas Department of Revenue – Motor Vehicle Division for information on obtaining your driver’s license, requirements for ID Cards, and vehicle registration.
Official State Arkansas Website
Arkansas Department of Insurance DO NOT FORGET NO FOLLOW CODE
How to contact directly:
Arkansas Insurance Dept.
Consumer Services Div.
1200 W. Third St.
Little Rock, AR 72201-1904
Phone: 1-501-371-2600
Toll Free: 1-800-282-9134
These Arkansas Car Insurance Companies Offer Lowest Rates In Your Area
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