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| Coverage | Requirements | Most Common |
| Bodily Injury Liability | Not required | 100,000/300,000 |
| Property Damage Liability | 10,000 | 50,000 |
| Uninsured Motorist Bodily Injury | Not required | 10,000/20,000 |
| Medical Payments | Not required | 5,000 |
| Collision | Not required | 500 deductible |
| Comprehensive | Not required | 250 deductible |
| Aggressive Driving | Yes |
| Cell Phones and Texting Laws | Secondary All Driver Ban for Texting |
| Inc. Penalty for High BAC | BAC 0.20 |
| Admin. License Susp. on 1st Offense | 6 Months for DUI/12 Months for Refusal |
| Rural Interstate | 70 mph |
| Urban Interstate | 65 mph |
| Other Limited-Access | 70 mph |
Florida Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.
Official State Florida Website
Florida Department of Insurance
How to contact directly:
Florida Office of Insurance Regulation
200 E. Gaines St.
Tallahassee, FL 32399
Phone: 1-850-413-3140
Compare Florida Car Insurance Companies that Offer the Lowest Rates in Your Area
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