Coverage | Requirements | Most Common |
Bodily Injury Liability | 20,000/40,000 | 100,000/300,000 |
Property Damage Liability | Not required | 100,000/300,000 |
Uninsured Motorist Bodily Injury | Not required | 100,000/300,000 |
Medical Payments | Not required | 5,000 |
Collision | Not required | 500 deductible |
Comprehensive | Not required | 250 deductible |
Aggressive Driving | No state law |
Cell Phones and Texting Laws | Novice drivers with a restricted or intermediate license |
Inc. Penalty for High BAC | BAC 0.15 |
Admin. License Susp. on 1st Offense | 180 days |
Rural Interstate | 70 mph |
Urban Interstate | 55 mph |
Other Limited-Access | 70 mph |
How to contact directly:
Iowa auto insurance Div.
330 Maple St.
Des Moines, IA 50319-0065
Phone: 1-515-281-5705
Toll Free: 1-877-955-1212
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