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Cheap Auto Insurance Maryland

Important Maryland Auto Insurance Laws and Requirements

Coverage Requirements Most Common
Bodily Injury Liability 30,000/60,000 100,000/300,000
Property Damage Liability 15,000 50,000
Uninsured Motorist Bodily Injury 20,000/40,000 100,000/300,000
Medical Payments Not required 5,000
Collision Not required 250 deductible
Comprehensive Not required 0 deductible

Additional Maryland Auto Insurance Laws and Requirements

Highway Safety Laws

Aggressive Driving Yes
Cell Phones and Texting Laws Primary Enforcement All-Driver Ban
Inc. Penalty for High BAC BAC 0.15
Admin. License Susp. on 1st Offense 45 days

Speed Limits and Cell Phone Use

Rural Interstate 70 mph
Urban Interstate 70 mph
Other Limited-Access 70 mph


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Important Maryland Contacts

Maryland Department of Revenue – Motor Vehicle Division – click here for information on obtaining your driver’s license, requirements for ID cards, and vehicle registration.

Official State Maryland Website

Maryland Department of Insurance

How to contact directly:

Maryland Insurance Admin.
525 Saint Paul Place
Baltimore, MD 21202-2272
Phone: 1-410-468-2000
Toll Free: 1-800-492-6116

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