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Cheap Auto Insurance Texas

Important Texas Auto Insurance Laws and Requirements

Despite higher than average rates, finding cheap Texas car insurance is a realistic possibility. For starters, motorists in Texas are not required to purchase no-fault coverage. Additionally, UM/UIM is also on the list of optional coverage policies which you don’t have to buy unless you want that piece of mind. Liability is of course a requirement, and the minimum requirements are outlined in the table below:

Coverage	Requirements	Most Common
Liability Bodily Injury	30,000/60,000	30,000/60,000
Liability Property Damage	25,000	25,000
Bodily Injury - Motorist Uninsured	Not required	30,000/55,000
Not required Coverage	Medical Payments Coverage	2,500
Collision Coverage	Not required Coverage	700 Insurance deductible
Comprehensive	Not required	500 deductible

Choosing the Right Amount of Texas Car Insurance Coverage

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